June 14, 2024

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Mother’s Day 2024: Understanding the significance of health insurance for women – Money News

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As we celebrate Mother’s Day, it is crucial to reflect on the health-related challenges that women face. From reproductive health to mental wellness, our mothers can encounter obstacles that demand attention, care and support. Most of the concerns often require timely intervention and should not be ignored.

Maternal Health Concerns: Pregnancy and childbirth give birth to a mother. It brings profound changes to her body and health. While maternal mortality rates have improved over the years, disparities persist, particularly affecting women from marginalized communities. Purchasing comprehensive health insurance helps an individual with prenatal care, delivery, as well as postpartum support thereby reducing financial burden and providing access to essential maternal healthcare services. Besides, post-partum mental health challenges are common among women which are well covered by insurers by specialised mental health coverages.

Reproductive Health Challenges: Various reproductive health conditions like polycystic ovary syndrome (PCOS), endometriosis and uterine fibroids can significantly impact a woman’s quality of life. This makes comprehensive health coverage even more prudent to ensure timely screenings, consultations with specialists, necessary treatments to manage these conditions effectively.

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Preventive Care and Screenings: Regular preventive health screenings are vital for early detection and treatment of various health conditions including breast cancer, cervical cancer and osteoporosis. Comprehensive Health Insurance typically covers procedures of medical treatments for these long – tailed illnesses.

Chronic Conditions: More often than not, women are affected by chronic conditions like autoimmune diseases, osteoporosis and thyroid disorders. Managing these conditions requires ongoing medical attention, medications and sometimes specialized treatments. Health Insurance provides the financial support needed to afford regular check-ups, medications and therapies, enabling individuals to effectively manage such chronic health challenges and maintain their quality of life.

Lifestyle Changes: Lifestyle choices profoundly impact one’s health outcomes. Adopting habits such as regular exercise, balanced nutrition, stress management and adequate sleep can reduce the risk of chronic diseases, enhance mental well-being and improve overall quality of life. Insurers are increasingly providing solutions for preventive care and promoting healthy lifestyle thus mitigating long-term healthcare costs for individuals. Many insurers also offer reward programs and incentives to encourage members to engage in fitness activities.

Access to specialised opinion: Our mothers may require specialized care from gynaecologists, obstetricians, endocrinologists and other healthcare providers throughout their lives. Without adequate health cover, accessing these specialists can be financially burdensome, leading to delays in diagnosis and treatment. Comprehensive Health Insurance offers a network of cashless healthcare providers, where one can get seamless access to medical treatments. All this without worrying about the exorbitant out-of-pocket expenses.

Prioritizing our mother’s health is essential not just on Mother’s Day but every day of the year. Hence, getting a comprehensive health insurance is a critical step ensuring their overall well-being and making sure they have access to the right healthcare services they need throughout their lives.

(By Ajay Shah, Head – Distribution, Care Health Insurance)

Disclaimer: Views and facts expressed above are those of the author. They do not necessarily reflect the views of financialexpress.com.


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